The UK's Leading Specialist Creditor Supplier

Who we are

Established in 1995, St Andrews's has grown rapidly to become the UK's leading specialist creditor insurer. It is a member company of Lloyds Banking Group and enjoys the financial security of being part of one of the UK's biggest financial Groups.

St Andrew's main focus is creditor insurance, designed to help borrowers meet their financial commitments in a range of eventualities including accident, sickness and unemployment. These products are distributed through client relationships from across the UK consumer and commercial lending market, as well as utility companies and other insurers.

The Group continues to grow its business through innovative product development and its enthusiasm for customer service and client management.



St Andrew's is authorised by the FSA and a member of the Association of British Insurers (ABI), Finance & Leasing Association (FLA) and Financial Ombudsman Service (FOS). St Andrew's also operates in the Republic of Ireland. St Andrew's Group is registered in England No. 3011193. Registered Offices: 33 Old Broad Street, London, England, EC2N 1HZ.

Our culture

The St Andrew's culture is one of enthusiasm and passion, flexibility and a positive “can do” attitude. The Company is focused on efficiency and driven by client and customer service needs. This culture permeates to each area of the company ensuring that clients and their customers receive an exemplary service at all times.